Privacy Policy

Rio Grande Insurance is concerned about your privacy and we want our users to be aware of any information we collect, how we use it, and under what circumstances, if any we disclose it. We assure you that we will do what is required to safeguard your protected information. We protect personal information we collect about you by maintaining physical, electronic, and procedural safeguards that meet or exceed applicable law.

Information Voluntarily Provided by You
Rio Grande Insurance collects information from you so we can provide our products and services for you. We will be collecting protected information about you from:
· Applications or other forms, such as name, address, Social Security number, assets and income, employment status and dependent information;
· Your transactions with us or your transactions with others, such as account activity, payment history, and products and services purchased;
· Consumer reporting agencies, such as credit relationships and credit history; and
· Visitors to our websites, such as information from on-line forms.

Cookies
This website may use cookies. Cookies are pieces of information stored by your web browser on behalf of a web site and returned to the web site on request. A cookie cannot read any other data off your hard drive.

If this Site uses cookies, certain pages of the Site may not function properly if the cookies are turned off. Please consult your web browser's Help documentation for more information about how to turn cookies on and off for your browser. Cookies are placed on your computer, and accordingly we neither store cookies on our computers nor forward them to any external parties. We do not correlate cookie information with personally identifying information in any way.

The information that may be maintained by a cookie is used by Rio Grande Insurance only aggregately and solely to help us manage the Site, improve features of the Site and understand usage patterns. This may include such items as: username, the pages visited on the Site; the date and time of the visit; the internet address of the referring site; the version of browser used; the capabilities of the browser; and the search terms used on our search engines.

Disclosure or Use of Personal Information
We share the information gathered by Rio Grande Insurance gathers within our company to help us maximize the services that we can provide to our customers. We will only disclose your protected information as is necessary for us to provide the insurance products and services you expect from us. Rio Grande Insurance does not sell your protected information to third parties, nor does it sell or share customer lists.

We may also disclose all of the information described above to third parties with which we contract for services. For example, we sometimes contract with other companies and individuals to perform functions or services on our behalf, such as hosting this Site, sending e-mail messages and making phone calls on our behalf. They may have access to Personal Information, such as addresses, needed to perform their functions, but are restricted from using it for purposes other than providing services to us.

In response to New Mexico law, if we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our placements or experiences with you.

In response to a California law, we will not disclose personal information about you to nonaffiliated parties except as permitted by applicable California law.

In addition, we may disclose your protected information to medical care institutions or medical professionals, insurance regulatory authorities, law enforcement or other government authorities, or to affiliated or nonaffiliated third parties as is reasonably necessary to conduct our business or as otherwise permitted by law.

External Links
Rio Grande Insurance includes links to other websites whose privacy policies we do not control. Once you leave our servers use of any information you provide is governed by the privacy policy of the operator of the site you are visiting. That policy may differ from ours. If you can't find the privacy policy of any of these sites via a link from the site's homepage, you should contact that site directly for more information.

Policy Updates
We updated this Online Privacy Policy on July 1, 2006 and we may update this policy periodically so please refer back for updates.